These are the situations that hit small and independent businesses most, and what the policy does in each one.
Ransomware locks your computers and the attackers demand payment to unlock them.
The policy: pays the experts who restore your systems and the losses while you can't operate.Someone poses as a supplier and your team wires them the money.
The policy: many policies cover this fraud, sometimes with a separate limit.Colombia's data protection law (Ley 1581) makes you liable to them and to the SIC, the data authority.
The policy: covers legal defense, customer notifications and claims.An attack takes your website or billing system down for several days.
The policy: replaces the sales you lost while it recovers.Coverage, limits and deductibles vary by insurer. We explain them before you sign.
We'll show you how exposed your business is and which coverage fits.
Get my full risk check for free An estimate only. An advisor reviews your case for free.We quote with partner insurers that offer this coverage [confirm which ones].
Usually not, or only in a very limited way. We review your current policy and tell you what's missing.
Many policies cover it as social engineering fraud, sometimes with a separate limit. We'll show you which ones include it.
No. There are plans for small businesses and independent professionals who store client data.