New October is Cybersecurity Awareness Month: protect your business from fraud and cyberattacks. Take the free risk check
Bilingual insurance advice in Colombia and the United States
Colombia U.S. ESEN
Insurance and finance · since 2013

Your family, protected in Colombia and the United States.

We compare insurers for you, explain the fine print and stay with you when you need to use your policy. In English or Spanish, in both countries.

Where do you need coverage? Already insured? We'll review your policy for free
Ana Carolina Castro, manager at Fenix4life
Ana Carolina Castro Manager · 11+ years in insurance, started as an exclusive SURA agency
We're on WhatsApp
2013The year we started advising families
1.000+Families protected
6Insurers to compare in Colombia
2 countriesOne advisor for your whole family
NewOctober is Cybersecurity Awareness Month

Could your business survive a cyberattack?

Ransomware, fake emails and customer data leaks. We can now help you insure your business against cyberattacks too.

Offer for businesses in Colombia until October 31 · 10 days left
Start with what worries you

What do you want to protect?

You don't need to know the name of the policy. Pick your situation and we'll show you the options in each country.

My family, if something happens to me Life and credit life insurance ColombiaU.S. My health and my family's Private health plans, Obamacare, Medicare ColombiaU.S. My car Full coverage and liability Colombia My home or my rental Home and rental insurance Colombia My business Business and small-business insurance Colombia My kids' education Education insurance Colombia A trip or a visit Travel assistance and visitor insurance ColombiaU.S. My parents in Colombia Insure them from the U.S. Only with us
Why Fenix4life

We started with one insurer. Today we compare several for you.

We opened in 2013 as an exclusive SURA agency. In 2022 we became independent so we can recommend what's best for you, not what we're told to sell.

We compare, we don't push

We put options from several insurers side by side and explain the difference in plain words.

We're there when you file a claim

When you need to use your policy you don't call a call center: you message us and we follow up with you.

Two countries, one advisor

If your family lives between Colombia and the United States, you don't need two different advisors.

Free policy review

We'll tell you if you're overpaying or have gaps in your coverage, with no obligation.

Families in two countries

Do you live in the U.S. and your parents in Colombia?

We help you get them private health, life or home insurance there, and you manage everything from here on WhatsApp. When they need something, we're there for them.

Insure my parents See Colombia insurance
Colombia United States
  1. 1 Tell us who you want to protectAge, city in Colombia and what worries you.
  2. 2 We compare options in ColombiaWe send you a clear summary on WhatsApp.
  3. 3 We take care of your family thereRenewals, appointments and claims, without you having to travel.
How we work

From question to policy in three steps

  1. 1 Tell us what you need

    A two-minute form or a WhatsApp message. No sales calls.

  2. 2 We compare and explain

    You get your options side by side, with what each one covers and what it doesn't.

  3. 3 We're with you all the way

    Renewals, changes and claims. The same advisor from start to finish.

Free review

Are you overpaying for your insurance?

Send us your current policy and we'll tell you three things:

  • Whether there's an equal or better option for less
  • Which situations it doesn't cover
  • Whether your beneficiaries and details are up to date
WhatsApp opens with your request ready to send.
What families say

Real Google reviews

★★★★★[rating] · [N] reviewsSee on Google
★★★★★
“Life insurance always seemed like an unnecessary expense until I had my kids. Now that policy is my greatest peace of mind.”
Alejandro M. · Father · Life insurance
[Real Google review from a client in the U.S., with their permission]
[Name and initial] · [City] · [Product]
[Real review about how we helped with a claim]
[Name and initial] · [City] · [Product]
We compare SURA Seguros Bolívar Allianz AXA Colpatria HDI Coomeva
Frequently asked questions

What people ask us most

Don't see your question? Message us on WhatsApp and we'll answer.

How much does the advice cost?

Nothing. Our advice and the review of your current policy are free. You only pay for the insurance you choose.

Which insurers do you work with?

In Colombia: SURA, Seguros Bolívar, Allianz, AXA Colpatria, HDI and Coomeva Medicina Prepagada. In the U.S.: [insurers to be confirmed].

I live in the U.S. Can you insure my family in Colombia?

Yes. We do everything on WhatsApp: we get quotes in Colombia, send you the options and take care of your family there whenever they need us.

What happens if I need to file a claim?

You message us, we tell you which documents you need and we follow up with the insurer until it's resolved.